WHY INSURANCE?

Risk and Financial Protection


Insurance is there to provide protection for yourself, your investment and your business. Disaster could take any form; car breaks down, roof leaks, a major home fire, an automobile accident that leads to a legal action and someone in the family becomes ill.Insurance gives you peace of mind and you know that if anything happens to you, your family or your business that you will be financially secure.The best course of action is to prepare for the worst and hope for the best.

Achieve your financial goals with Insurance :-


You can Achieve financial goal like Retirement Planning, Child Education, Loan Security, Wealth Creation, Single Premium, Tax Savings


Why invest with us?

Motilal Oswal Insurance Brokers Pvt. Ltd is a licensed insurance broker (IRDA LICENCE NO. 457) by IRDA. We offer different kinds of insurance solutions catering to customer 's insurance needs. Our experts evaluate your specific needs and study the risk profile. Based on the results of these evaluations, our experts suggest the most cost effective, integrated insurance package that is specifically suited to your risk profile. We offers a comprehensive basket of products both in life & non-life insurance space and makes exhaustive use of technology to deliver great value to customers and strive to offer its clientele an unmatched service.

  • We offer different kinds of insurance solutions catering to customer 's insurance needs.
  • Our experts evaluate your specific needs and study the risk profile.
  • Based on the results of these evaluations, our experts suggest the most cost effective, integrated insurance package that is specifically suited to your risk profile.
  • We offers a comprehensive basket of products both in life & non-life insurance space and makes exhaustive use of technology to deliver great value to customers and strive to offer its clientele an unmatched service.
  • Tie-ups with multiple Life & General insurance companies.

Our offerings

Term Insurance Plan

Simplest form of life insurance that stays in effect for a specified period or until a certain age of the insured. It pays the sum assured of the policy in case the insured dies within the coverage period (term) but pays nothing if he or she outlives it. Also it premium cost is low in younger years; it generally increases rapidly with the age.

Endowment Insurance Plan

Endowment policies are useful in meeting special lump sum needs such as college expenses or for buying a retirement home.

Money Back Insurance Plan

It provides life coverage during the term of the policy and the maturity benefits are paid off in equal installments by way of survival benefits.

Unit Linked Insurance Plan

A type of insurance vehicle in which the policyholder purchases units at their net asset value and also makes contributions toward another investment vehicle. Unit linked insurance plans allow for the coverage of an insurance policy, and provide the option to invest in any number of qualified investments, such as stock, bonds or mutual fund

Health Insurance

Insurance coverage that covers the cost of an insured individual's medical and surgical expenses. Depending on the type of health insurance coverage, either the insured pays costs out-of-pocket and is then reimbursed, or the insurer makes payments directly to the provider

Personal Accident Policy

A personal accident policy is recommended to individuals not only to protect their families in the event of accidental death (which life insurance already does), but also to cover disablement, leading to loss of earning capacity, at competitive premium rates

Car Insurance

A policy purchased by vehicle owners to mitigate costs associated with getting into an auto accident. Instead of paying out of pocket for auto accidents, people pay annual premiums to an auto insurance company; the company then pays all or most of the costs associated with an auto accident or other vehicle damage.

Liability Insurance

Liability insurance is a part of the general insurance system of risk financing to protect the purchaser (the "insured") from the risks of liabilities imposed by lawsuits and similar claims. It protects the insured in the event he or she is sued for claims that come within the coverage of the insurance policy.

Fire Insurance

A fire insurance is a contract under which the insurer in return for a consideration (premium) agrees to indemnify the insured for the financial loss which the latter may suffer due to destruction of or damage to property or goods, caused by fire, during a specified period.

Travel Insurance

Travel insurance is insurance that is intended to cover medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while travelling, either internationally or within one's own country